Best Travel Credit Cards in Germany 2026: Miles, Cashback & Lounge Access

Why Your Credit Card Is Your Most Powerful Travel Tool

While most people use a standard bank card for travel purchases, savvy travelers earn thousands of miles per year simply by paying everyday expenses with the right card. The welcome bonuses alone on premium travel cards can be worth €500–1,000+ in flight upgrades.

Top Cards for Miles Accumulation

Miles & More Credit Card (Lufthansa)

The go-to card for Lufthansa flyers. Earns Miles & More miles on every purchase, with bonus miles on Lufthansa Group flights. Welcome bonus: up to 30,000 miles.

American Express Platinum

Best overall travel card. Includes Priority Pass (unlimited lounge visits), comprehensive travel insurance, and Membership Rewards points transferable to multiple airline programs. Annual fee: €720 — but the benefits easily justify it for frequent travelers.

Barclays Visa

Best no-fee option. No foreign transaction fees, worldwide acceptance, and a straightforward cashback structure. Ideal for travelers who don’t want to pay an annual fee.

What to Look For

When choosing a travel card, prioritize: lounge access, miles earn rate, foreign transaction fees (zero is ideal), and travel insurance coverage.